How to check your credit report

If you’re planning to apply for credit now or in the future, it’s important to regularly check your credit report. Lenders will base their decisions to lend or not, in part, on the contents of your credit file. It is therefore important that the contents of your credit file are accurate. 

While the lender’s decision to give you credit is not based wholly on the contents of your credit file, it is a large contributing factor. Read on to find out how to get access to a copy of your Callcredit credit report.

£2 Statutory Credit Report

Access your statutory credit report online for just £2 to see all the basic facts in black and white.

Noddle Free Credit Check

If you’re wondering how to get a credit report and credit score for free, choose Noddle.

It’s the only free credit report and credit score service around and gives you a clear, comprehensive overview of your credit history. It will also provide you with a credit rating out of 5, which we have generated, together with an explanation of what that credit rating means. Your Noddle credit report will show you:

  • Your Noddle credit rating and what it means
  • Your Noddle credit score
  • Your loans, credit cards, mortgages and other credit accounts
  • Six-year payment history
  • Recent search footprints on your file (up to 2 years ago)
  • Addresses you're linked to
  • People you're financially connected to
  • Any bankruptcies, insolvencies or court judgements
  • Registration on the electoral roll

The higher your credit rating, the lower the credit risk. The lower your credit rating is, the higher the risk. A low score could make it more difficult for you to get credit but along with your monthly credit report, Noddle will help you find the best loans and credit cards for your credit rating – making sure you apply for the cards and loans you’re most likely to be accepted for.

Noddle is free for life, not just for 30 days, so sign up today to get your free credit rating today.

Sign up to Noddle