Callcredit Blog

Utilising new technologies to fight back against the fraudsters

In the third in his series of guest blogs David Birch, author and advisor on digital financial services, tackles the need for new technology. You can read his first blog here and his second here. Identity fraud is absolutely out of … » Read more…

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Game changer: How machine learning technology became easier to deploy

  Overcoming historic barriers to deploying machine learning Since our inception machine learning has been a source of equal excitement and frustration for our in-house data scientists’ and analysts’. The team could see the potential of machine learning to improve … » Read more…

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Can’t pay or won’t pay? The customer’s view

The Bank of England warned in September that a sharp rise in interest rates and unemployment could cause UK banks to lose £30bn on credit card, personal loan and car finance lending. However credit and debt are not just about … » Read more…

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Balancing Risk and Growth: challenge or opportunity?

The debt to income ratio is at its highest level since the last financial crash – representing a correspondingly high risk to lenders. At the same time, there are numerous other signposts to suggest the direction risk is taking. For … » Read more…

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How to determine if your customer is struggling to make the next payment

Recent analysis on changes in customer accounts shows that over a three-month period, over 50% of all customers experience some change in their credit profile. Factors such as Brexit have increased uncertainty, and with the cost of living continuing to … » Read more…

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