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Machine Learning and AI – the future of the fight against fraud

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  In the second in his series of guest blogs David Birch, author and advisor on digital financial services, tackles Machine Learning and AI. As I’ve written many times, it is difficult to overestimate the impact of artificial intelligence (AI) on … » Read more…

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Getting it right in the changing landscape of affordability

Getting your credit risk strategy right when the goalposts are constantly shifting is a major headache. Levels of unsecured debt in the UK are the highest since 2008, standing at £200.8 billion in June. This represents an average household debt … » Read more…

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Open Banking – give me one good reason…

In the third in a series investigating the future of digitisation in financial services, Callcredit’s David Firth looks at how giving customers a reason to say yes to data consent will be key to the success of Open Banking. Some … » Read more…

Open Banking – Will customers always love it?

In the second in a series investigating the future of digitisation in financial services, Callcredit’s David Firth looks at how customer experience is set to be at the heart of Open Banking initiatives. In the last instalment, we warned against … » Read more…

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Open Banking – A field of dreams?

“If you build it, he will come” In the first of a series investigating the future of digitisation in financial services, Callcredit’s David Firth looks at how Open Banking is set to be a blockbusting shift for the market. Under … » Read more…

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