Credit Risk & Affordability

We offer a range of ground-breaking credit risk solutions, enabling you to assess a customer's risk profile and their affordability to facilitate more accurate, smarter decisions about the likelihood of them fulfilling their credit commitments.

Callcredit have a reputation for delivering innovation, having launched the Over-Indebtedness Initiative in 2006 and introduced CallMonitor, the award-winning daily alerts service.

Our services all benefit from market-leading response times and our innovative approach to customer matching. They draw on the power of SHARE, Callcredit's comprehensive database of financial records and payment performance.

Credit ReportingĀ and Scoring - As well as confirming the applicant's name, address and the presence of any adverse public data our credit reports show the applicant's payment history on their credit commitments.

Affordability Assessment - Seamlessly process new applications; validating affordability and income without the need for manual intervention.

Daily Alerts - We have the resources and technology to monitor the financial activityof your existing customers, in detail, every day. With this information you can be alerted to early warning signs of debt stress so you act promptly and accordingly in your credit management strategies.

Consultancy & Data Analytics - Callcredit's Consultancy & Data Analytics team provide support across the credit industry to ensure strategies, processes and analytics are optimised.

Benchmarking - Measure your performance against competitors and, in a dynamic marketplace, understand how you can continually improve.

Our solutions are enabling major lenders and a host of other blue chip companies to make better credit decisions, target new customers more effectively and manage existing customers more profitably.

To find out more about our credit reporting tools, please complete our business enquiry form and one of our specialists will contact you shortly.