Litigation Segmentation - a robust equity calculation on your
Do you want to maximise the return from your portfolio? With Litigation Segmentation from Callcredit you can quickly and easily differentiate home owners from non-home owners, identify skip accounts, insolvent or deceased individuals and assess where litigation would be unsuitable and inappropriate.
Litigation Segmentation identifies accounts that 'can pay', facilitating a tailored collection strategy ensuring you do not litigate unsuitable debtors.
The value from segmentation is also apparent from a customer service perspective by correctly targeting each client with a strategy suitable for them. This not only ensures optimal revenue for you, but it also ensures you don't waste time and resources litigating unsuitable debtors.
Litigation Segmentation can also act as an early warning signal for home owners whose borrowing would indicate a high level of financial pressure, known as 'High-Risk Secured'. Clients in this category are likely to be struggling to pay all their financial commitments, a factor that is masked from the secured lender until the commitment cannot be met. Secured lenders can therefore deploy resource in the pre-delinquency area to head off any future problems and assist the account holder in managing the independent risk.
