22 Apr

The Good, the Bad and the Ugly

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The Good Good news is that we have the 2012 results signed off! Sales were up over 20% on 2012. EBITDA profit up 31% on previous year. In a tough year for the economy, where we changed and improved most … » Read more…

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22 Mar

Two B’s and 6 V’s

Banks I have met a good few retail bankers in the last few weeks. With a few exceptions the message has been depressing. They are criticised for not lending in the last quarter, yet we are in an economy where … » Read more…

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18 Feb

Silence is Golden

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Mid February and my first blog of the year – pathetic! Callcredit ended 2012 in great shape. The last quarter was our most successful by a long way. Until the year end accounts are signed off by the Board I cannot … » Read more…

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04 Dec

Five Reasons to be Cheerful (and one concern)

Reasons to be Cheerful (Part 3) The lasses and lads of Callcredit done good in the Abbey Dash 10k run.  In the team races the lads came 3rd, the lasses 5th – a really great result.  Alas the lads were … » Read more…

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02 Nov

Liar, Liar, Pants on Fire

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‘URGENT’ you are owed £3350 for the PPI you took out, time is running out to claim, please visit www.ppirelief.com to claim, thank you. To opt out reply STOP.’ I know, you know, that the text I received is a … » Read more…

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10 Oct

Strictly Business

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It is well over a month since my last blog. Slightly surprised that my 7 followers have not been chasing me – I suppose it’s all down to people being away during the holiday period. Callcredit continues  to do well, … » Read more…

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23 Aug

More Reasons to be Cheerful

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I know that we are in our 3rd Quarter of recession but have decided that life is good! On an unusual theme of my glass is half full, here is stuff that has made me happy over recent weeks. The … » Read more…

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05 Jul

In Praise of Bankers

My mortgage is with Barclays Bank, I get good service and am treated fairly. Helen, my daughter passed through Barclays’ graduate development programme, is passionate about her work, is developed by the Bank, believes in and is rewarded on the … » Read more…

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26 Jun

Always Look on the Bright Side of Life

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Last month I was told in no uncertain terms that my blogs are becoming increasingly depressing and only concentrate on all the bad stuff that is happening in the economy. Give us the good news my three readers screamed! Here … » Read more…

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09 May

Enjoy Yourself – the light at the end of the tunnel could be an express train!

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I feel in a similar place as early 2008. Then, the world was good but you knew it was unsustainable.  In those days, even though the economy was growing and unemployment down – when you did the maths (e.g. the ratio … » Read more…

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