Terms of Use

This page sets out the terms of use on which you may make use of our website at [www.callcredit.co.uk]. Please read these terms carefully before you start to use our website. By using our website, you indicate that you accept these terms and that you agree to abide by them. If you do not agree to these terms, please refrain from using our website.

If you sign up to any of our products and services, those products and services will be subject to separate terms and conditions.

ABOUT US

This website is operated by Callcredit Information Group Limited, which is a company registered in England and Wales with company number 04968328. Its registered office is at One Park Lane, Leeds, West Yorkshire LS3 1EP.

ACCESSING OUR WEBSITE

We will not be liable if for any reason our website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our website or to our entire site. You are responsible for ensuring that all persons who access our website through your internet connection are aware of these terms, and that they comply with them.

OUR WEBSITE CHANGES REGULARLY

We aim to update our website regularly, and may change the content at any time. If the need arises, we may suspend access to our website, or close it indefinitely. Any of the material on our website may be out of date at any given time, and we are under no obligation to update such material.

INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Such works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from our website for your personal reference and you may draw the attention of others within your organisation to material posted on our website. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our website must always be acknowledged.

You must not use any part of the materials on our website for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our website in breach of these terms, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

RELIANCE ON INFORMATION

Commentary and other materials posted on our website are not intended to amount to advice on which reliance should be placed. We disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed of any of its contents.

OUR LIABILITY

The material displayed on our website is provided without any guarantees, conditions or warranties as to its accuracy or purpose. To the extent permitted by law, we, together with third parties connected to us, hereby expressly exclude:

• all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and

• any liability for any loss or damage incurred, whether directly, indirectly or consequentially by any user in connection with our website or in connection with the use, inability to use, or results of the use of our website, any websites linked to it and any materials posted on it.

Notwithstanding any other term, we do not limit or exclude liability for:

• death or personal injury arising from our negligence or that of our employees; or

• for our fraudulent misrepresentation or that of our employees.

VIRUSES, HACKING AND OTHER OFFENCES

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.

LINKING TO OUR WEBSITE

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you.

Our website must not be framed on any other site, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must NOT:

• contain any material which is defamatory of any person;

• contain any material which is obscene, offensive, hateful or inflammatory;

• promote sexually explicit material;

• promote violence;

• promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;

• infringe any copyright, database right or trademark of any other person.

LINKS FROM OUR WEBSITE

Where our website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

There are links on our website to other websites which we or our group of companies also maintain. Access to and use of those other websites are governed by separate terms and conditions and you are strongly recommended to read those terms.

JURISDICTION AND GOVERNING LAW

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our website or these terms. These terms of use are governed by English law.

VARIATIONS

We may revise these terms at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms may also be superseded by provisions or notices published elsewhere on our website.

YOUR CONCERNS

If you have any concerns about material which appears on our website, please contact:

Customer Services Department
Callcredit Information Group
One Park Lane
Leeds, LS3 1EP

Thank you for visiting our website.