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Litigation Segmentation

Identify with confidence those accounts with a positive asset to debt ratio

Differentiating between accounts is essential in determining the optimal collections strategy. Our Litigation Segmentation tool will help you maximise the return from a portfolio, differentiate home owners from non-home owners and identify skip accounts, insolvent or deceased individuals and other people where litigation would be unsuitable and an inappropriate course of action.

Early warning signs of hardship for secured lenders

Apart from identifying those accounts where litigation or the threat of such would have greatest return, this product has another application as an early warning signal. Those accounts categorised as "High Risk Secured" are home owners whose borrowing would indicate a high level of financial pressure. People in this category are likely to be struggling to pay all their financial commitments, a factor that is masked from the secured lender until that commitment cannot be met. Secured lenders can therefore deploy resource in the pre-delinquency area to head off any future problems and assist the account holder in managing the impending risk.

Effective targeting

The value from the segmentation doesn't necessarily come from monies recovered through enforcement but from correctly targeting each customer with a collection strategy suitable for them. This not only ensures optimal revenue for you, but it also ensures that debtors are treated as fairly as possible with genuine hardships identified earlier in the collection process.

Why Callcredit?

Callcredit has an unrivalled understanding of the Collection industry's needs and has developed a range of innovative information solutions. These solutions enable our clients to make effective decisions regarding the management of their portfolios.

Please note: Callcredit provide credit reports for consumers only. We can not provide credit reports for businesses.

To contact the Collections & Recoveries team call 0113 244 1555 or email collections@callcreditgroup.com