Call Credit

GeoRisk for Collections

Segmenting for Debt Purchase and Collections

We've discovered that postcodes with the same geo-demographic classification can have significantly different profiles. So rather than categorise debtors based on their postcode alone or make assumptions based on general lifestyle data, we use actual lifestyle and credit data at household level. That's why it's only with Callcredit you can see the opportunity of any debt purchase or the real cost of collection versus the headline value of any portfolio.

The most powerful tools available

GeoRisk profiles customers at postcode level more accurately than ever before through a unique combination of credit, demographic and public datasets. Key information regarding credit account and payment status, product ownership and geographical penetration is provided to contributing SHARE members, Callcredit's closed user group, as per credit industry guidelines.

Why GeoRisk?

GeoRisk recognises the discrepancies of accounts such as those with significantly different risk profiles and incidences, an average value of CCJs and even postcodes with the same geo-demographic classification. It provides a complete solution based on actual data, aggregated to postcode level to assist with targeting and response activities by delivering a comprehensive guide of every UK household - summarised into three modules.

Key benefits

• Allows for rapid profiling of a portfolio during due diligence
• Simple annual licence fee
• Very easy to integrate and highly predictive
• Identifies exposure to high risk accounts

Why Callcredit?

Callcredit has an unrivalled understanding of the Collection industry's needs and has developed a range of innovative information solutions. These solutions enable our clients to make effective decisions regarding the management of their portfolios.

Please note: Callcredit provide credit reports for consumers only. We can not provide credit reports for businesses.

To contact the Collections & Recoveries team call 0113 244 1555 or email collections@callcreditgroup.com