Call Credit

CallValidate

Unique, comprehensive and robust ID verification

What is CallValidate?

Callcredit and sister company Legatio have developed CallValidate, which allows clients to capture and validate customers' name at address and date of birth details whilst conducting a real-time check against bank and credit card providers' records at the same time. This means that in one search clients can complete an anti money-laundering check with a built-in impersonation check.

By coupling ID confirmation with bank and credit card information CallValidate conducts the most comprehensive and robust identity verification check in the UK market place.

CallValidate is available via Browser and API, ensuring there is a high level of automation.

CallValidate Checks:

• ID Verification Check - Confirms the identity of an individual against a wide range of data sets, including the Electoral Roll and a wide range of financial performance data.
• Bank Standard Check (Account Number and Sort Code Validation) - Confirms account number to sort code, the type of account and the transactions it can support.
• Account Holder Check (Name Confirmation) - The first service in the UK that can match an applicant's details to the named account holder at the nominated address held by the bank.
• Card Checks (Credit and Debit Card Validation) - Confirms the card is active and that the card is not lost, stolen, expired or cancelled. Also checks AVS and the CV2 numbers. Can match the applicant to the named account holder at the nominated address held by the credit card provider.

Why CallValidate?

• Real-time Identity Check at point of application
• Reduced risk of fraud
• Compliance with current legislation and regulations
• Low cost when compared to traditional identity checks
• Excellent experience for customers
• Increase in the take-up of products and services through added efficiency
• Offers an alternative to paper signatures

Why Callcredit?

Callcredit has an unrivalled understanding of the financial services sector in relation to the prevention of financial crime and has developed a range of innovative solutions. These solutions are enabling major lenders and a host of other blue chip companies to make better decisions, more effectively and manage existing customers more profitably.

Please note: Callcredit provide credit reports for consumers only. We can not provide credit reports for businesses.

To contact the Verification Services team call 0113 244 1555 or email verificationservices@callcreditgroup.com

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If you are already a Callcredit client and need help or advice on any of our products please call our Helpdesk on 0845 120 1222.