Call Credit

CallReport

Shaping the future of consumer credit referencing

CallReport from Callcredit provides the information you require to assess your customer's likelihood of fulfilling their credit commitments.

CallReport is a credit report which confirms an applicant's name, address and the presence or absence of any adverse public data. Included in the CallReport is the applicant's Gauge, a DecisionMetrics score, based on public data that rank orders consumers according to their relative likelihood of credit risk. As a basic identification, verification and authentication service, CallReport is a valuable tool to a whole range of industries dealing with consumers.

Key business benefits

• CallReport uses state-of-the-art web based technology to deliver credit reference services more quickly, conveniently and cost-effectively
• CallReport is available 24 hours a day, 365 days a year
• CallReport gives you the ability to administer users and assign privileges to your users
• The databases used to power CallReport are updated daily
• Simple to use hyperlinked Associate and Address Link searches are available

Key features of CallReport

CallReport returns the following information:

• Electoral Roll (current and historical)
• Deceased indicator, where individual searched is recorded as deceased
• Public information (County Court Judgments, Decrees, Sequestrations, Trust Deeds, Individual Voluntary Arrangements and Bankruptcies)
• Historic credit search information
• Gauge - a DecisionMetrics score that uses public data to inform lenders and other businesses of the relative likelihood that a specific consumer will repay borrowed money as agreed, relative to the population of other UK consumers
• Third party information, including Associate, Alert and Household data
• Address Links, providing searchable previous/forwarding addresses
• Geo-demographic data - statistics relating to the postcode searched, powered by Callcredit Marketing Solutions' CAMEO, a highly discriminative consumer targeting system

This data provides invaluable information about individuals, their past financial performance, and their residential history to enable you to assess potential credit risk.

Why Callcredit?

Callcredit has harnessed state-of-the-art information technology with an unrivalled knowledge of the credit industry's needs to develop a range of innovative information solutions. These solutions are enabling major lenders and a host of other blue chip companies to make better credit decisions, target new customers more effectively and manage existing customers more profitably.

Please note: Callcredit provide credit reports for consumers only. We can not provide credit reports for businesses.

To contact the Credit Risk team call 0113 244 1555 or email creditrisk@callcreditgroup.com

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If you are already a Callcredit client and need help or advice on any of our products please call our Helpdesk on 0845 120 1222.