Callcredit Blog

Game changer: How machine learning technology became easier to deploy

  Overcoming historic barriers to deploying machine learning Since our inception machine learning has been a source of equal excitement and frustration for our in-house data scientists’ and analysts’. The team could see the potential of machine learning to improve … » Read more…

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Can’t pay or won’t pay? The customer’s view

The Bank of England warned in September that a sharp rise in interest rates and unemployment could cause UK banks to lose £30bn on credit card, personal loan and car finance lending. However credit and debt are not just about … » Read more…

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Balancing Risk and Growth: challenge or opportunity?

The debt to income ratio is at its highest level since the last financial crash – representing a correspondingly high risk to lenders. At the same time, there are numerous other signposts to suggest the direction risk is taking. For … » Read more…

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How to determine if your customer is struggling to make the next payment

Recent analysis on changes in customer accounts shows that over a three-month period, over 50% of all customers experience some change in their credit profile. Factors such as Brexit have increased uncertainty, and with the cost of living continuing to … » Read more…

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Focus on Fraudonomics: keeping up with the ever evolving threat of fraud

Is your Fraud strategy keeping pace with the evolving threat of identity fraud? In a widely reported recent case of fraud, a group of council Benefits Assessors used fake identities to create a string of bogus housing benefit claims in a … » Read more…

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